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We Know the Drill! Discover Home Equity Loans

Let Us Help with Your Next Project or Purchase Apply online now!

A home equity loan is a powerful tool for homeowners. It allows you to borrow money against the equity in your home which can be used for any project or purchase: repairs or upgrades, college tuition, or to pay off high-interest debt. Interest rates on home equity loans are lower than credit cards, which makes it easier on your bottom line.

The amount of a home equity loan is based on how much equity – the difference between the value of the home and how much is owed on the mortgage(s) – the homeowner has, and current credit qualifications. The longer a mortgage is paid down and the more a home appreciates in value, the more equity is built which can equate to a larger loan amount.

Quest offers competitive, fixed-rate home equity loans as well as open-end, variable-rate lines of credit (HELOC**) that are available for use when you need it. Quest home equity loans start as low as 3.25% APR*.

We have the tools you need to finish your next project or purchase. In addition to low interest rates, the interest may be tax deductible. Consult your tax advisor for details.

Our experienced lending staff knows the home equity drill, so let's get started!

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*Annual Percentage Rate (APR), terms and conditions dependent on credit qualifications and approval, and subject to change without notice. **HELOC terms: 60 month draw. Monthly APR is fully indexed, variable rate based on Prime Rate (obtained from Wall Street Journal) plus or minus a margin based on loan-to-value ratio. Maximum APR that can apply: 18.00%. Minimum line of credit amount: $10,000. Minimum advance: $100. If appraisal required, additional charges may apply. May be subject to closing costs including origination fee, and may vary. +Interest on the portion of credit extension that is greater than fair market value of dwelling is not deductible for Federal income tax purposes. Consult a tax advisor for information regarding deductibility of interest and charges. Adequate property and flood insurance may be required. Credit union membership required. Other restrictions may apply. Visit www.Quest-CU.org for additional rate information.