Convenient Services

Overdraft Services

Overdraft Privilege

Rather than having a returned unpaid insufficient funds item, opt to initiate Quest’s Overdraft Privilege Service. While there is a charge, it ensures that your transaction will be completed despite the amount of funds in your account.

Overdraft Protection

A true line of credit, our Overdraft Protection provides a convenient way to cover your check when the exact amount of funds is not available in your account. Additionally, this line of credit is available when you want to create a "loan" to yourself. You can pay cash for purchases and then make monthly payments on the loan you created. Staying within your loan limit, you can use this line of credit again as soon as you have funds available!

Anytime Access

View the Account Access page to find out more about these convenient access services:

Visa Check Card







Apply Now.The Quest VISA Check Card is easy to use and accepted everywhere Visa is accepted. This debit card or check card works like a check, only better. When you make purchases, the amount is deducted directly from your checking account — but you also enjoy added convenience and security protections.

Pay for purchases quickly and easily.

Just use your Quest Visa Check Card when you pay. It’s fast, so there's no need to write checks or fumble for change. Plus, you'll save on trips to the ATM and can leave your checkbook at home.

Choose from the following check card options: 

  • Quest iPic Visa Check Card, featuring your choice of photo (Mini Card not available with iPic.)
  • Quest Photo ID Visa Check Card (available at select locations, with or without Mini Card)
  • Regular Visa Check Card (with or without Mini Card)
  • Mini Visa Check Card, a smaller version of the regular card for keyrings

Because Visa is accepted at millions of places worldwide, you can use your check card for nearly anything, including: monthly bills, dining or shopping tabs, Internet purchases, movie tickets, groceries and more!

Improve your money management with an up-to-date balance and transaction history.

Quest Visa Check Card transactions are automatically deducted from your Quest checking account and typically posted within 24 hours of your purchase. So you can check your updated balance and transaction record on our website or by phone.

Every month you'll also receive a checking account statement that details your purchases, including merchant name, location, date and amount. So it's easy to see where your money goes.

Gain peace of mind with Visa's extra security protections.

When you sign for your purchases, your money comes directly from your Quest checking account, but you also get security protections that help prevent, detect and resolve fraud. You can also add another level of security for online purchases by signing up for Verified by Visa.

Call Quest today at 1-800-432-2470 to obtain a Visa Check Card for your Quest account!

Payroll Deductions

Payroll deductions are an easy, safe, fast and convenient way to have money deposited directly into your share accounts or make loan payments automatically.

Payroll Splits

A payroll split allows a member to have all or part of their check split among multiple accounts and/or loans. It’s easy to set up and requires only that a member have a convenient Direct Deposit arranged.

Safe Deposit Box

Safe deposit box rental is an inexpensive way to avoid unforeseen disasters. Avoid loss of important documents from damage, theft, or even use a safe deposit box for organizing your papers all in one location. Box rental can provide peace of mind. Our boxes are available at select Quest locations where you can access your belongings in a safe, secure and private environment.

Safe Deposit Boxes are available at the following locations:

  • Downtown, 610 SW 10th Ave. | Topeka
  • 2634 NW Highway 24 | Topeka
  • 3623 SE 29th St. | Topeka
  • 3204 N Broadway | Pittsburg

U.S. Savings Bonds

Over the counter sales of U.S. Savings Bonds ends December 31, 2011 at all financial institutions.

The U.S. Department of the Treasury announced it will end over-the counter (OTC) sales of paper savings bonds on December 31, 2011. While paper bonds will no longer be sold at financial institutions, electronic savings bonds remain available for purchase through TreasuryDirect, a secure web-based system operated by the Bureau of the Public Debt.

Instead, please visit where you can purchase, manage, and redeem electronic savings bonds online. Electronic savings bonds are secure and convenient to manage in a TreasuryDirect account, and you will no longer have to worry about misplacing, losing or storing paper savings bonds. In addition, with a TreasuryDirect account, you can purchase electronic savings bonds as gifts and also convert paper savings bonds to electronic ones.

Financial institutions will no longer be accepting applications for paper savings bonds after December 31, 2011. You have until the close of business on Dec. 31, 2011 to submit your final purchase applications and funds. Final applications mailed directly to the Federal Reserve must also be received by December 31, 2011.

Financial institutions will continue to redeem savings bonds. There are currently more than 670 million paper bonds worth $181 billion in the hands of the public. Quest will continue redeeming these paper bonds on your behalf. Also, paper bonds which have not yet matured but are lost, stolen, or destroyed can be reissued in paper or electronic form.

For more information, contact Quest at 1-800-432-2470 or visit  

Mobile Deposit is here!