Individual Retirement Accounts (IRAs)
Quest IRAs are one of the best savings tools available today. This is a personal retirement plan where a certificate of deposit or savings account is the savings instrument used to accumulate the deposits. We offer Traditional, Roth, and Educational IRAs.
Feature and Benefits:
- Risk-free investment.
- Possible tax savings on current income.
- Retirement savings plan.
Certificates of Deposit
This high-yield savings account earns the current rate of interest. Quest members can choose the number of months to invest the funds depending on current CD products available.
Features and Benefits:
- $500 minimum deposit.
- Interest may be credited to account or rolled back into CD for maximum earnings.
- Rate of interest is fixed until maturity.
- No fees or charges to maintain a certificate of deposit.
May incur penalty for early withdrawal. Quest does not accept certificates of deposits for financial institutions.