Retirement Savings

Individual Retirement Accounts (IRAs)

Quest IRAs are one of the best savings tools available today. This is a personal retirement plan where a certificate of deposit or savings account is the savings instrument used to accumulate the deposits. We offer Traditional, Roth, and Educational IRAs.

Feature and Benefits:

  • Risk-free investment.
  • Possible tax savings on current income.
  • Retirement savings plan.

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Share Certificates

This high-yield savings account earns the current rate of interest. Quest members can choose the number of months to invest the funds depending on current certificate products available.

Features and Benefits:

  • $500 minimum deposit.
  • Interest may be credited to account or rolled back into certificate for maximum earnings.
  • Rate of interest is fixed until maturity.
  • No fees or charges to maintain a share certificate.

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May incur penalty for early withdrawal. Quest does not accept share certificates for financial institutions.