Savings Accounts

Apply now.At Quest Credit Union, we are committed to providing the tools to help you build a solid financial future. Your Quest savings account is the foundation of your credit union membership.


Regular Savings High-Yield Savings Youth Savings Christmas Club
$5 opening deposit & minimum balance $2,500 opening deposit & minimum balance $5 opening deposit & minimum balance Sets aside money for the holidays
Earns current rate of interest if minimum maintained Earns higher, tiered rated of interest, if minimum maintained Three separate accounts: Save, Share, Spend. All three accounts earn interest. Earns current rate of interest
Dividends paid monthly Dividends paid monthly Dividends paid monthly Dividends paid monthly
    Free Moonjar Moneybox No service charge
      Account balance sent to member November 1 of each year

Regular Savings

This savings account is considered your primary Quest account. It takes just $5 to start and earns the current rate of interest.

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High Yield Savings

If you want your money to work extra hard for you, then our High Yield Savings is what you want. This account pays a higher rate of interest and requires a larger minimum balance.

  • Initial deposit and minimum balance of $2,500 required
  • Earns higher, tiered rate of interest, if minimum maintained
  • Dividends paid monthly
  • Quarterly account activity available by e-mail or paper statement
  • Direct deposit available

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Christmas Club

The Christmas Club is a favorite way for members to ensure they have the means to pay for the holidays.

  • Account sets aside money for the holidays
  • Earns current rate of interest
  • Dividends paid monthly
  • No service charges
  • Account balance paid to member November 1st of each year
  • Direct deposit available

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Kids' Shoot for the Moon Account

Shoot for the Moon Savings AccountBring financial literacy home! When we teach Save, Spend and Share with the same repetition and vigor that we teach Stop, Look and Listen, our world will be on its way to financial stability.

Moonjar Moneybox comes from the idea of “Shooting for the Moon” and creating Big Dreams, along with the ancient custom of placing hopes and dreams in a jar. Our pre-assembled, colorful Moonjar Moneybox shows kids how to plan for the future and build their dreams by learning to Save, Spend and Share. It’s a great allowance tool, too!

The Shoot for the Moon savings account provides younger members with a solid foundation for lifelong financial values.

The account features:

  • Initial deposit of $5.00
  • Minimum balance of $5.00 total
  • Three separate accounts for Saving, Spending and Sharing
  • Each account earns current rate of interest
  • Dividends paid monthly on each account
  • Free Moonjar Moneybox

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Share Certificates

If you're looking for a safe, secure investment that won't be impacted by financial market fluctuations, consider a Quest Certificate. Your principal is guaranteed by the National Credit Union Administration and you'll earn a guaranteed interest rate on your money. 

Individual Retirement Accounts

A personal retirement plan where a certificate of deposit or savings account is the saving instrument used to accumulate the deposits. Quest offers Traditional, Roth and Educational IRAs. 

Educational Savings

Coverdell Education Savings Account (CESA) helps save for children’s educational needs. Educational expenses are easy with tax-free withdrawals.

  • Purpose is saving for educational needs
  • Child must be a member of CUA and under age 18
  • No age restrictions with children having special needs
  • Tax-free withdrawals if used for education expenses

Additional Information

For more information about Certificates, IRAs and Educational Savings, contact your local Quest Center or our Call Center at 785-233-5556 or 1-800-432-2470.