Savings Accounts

Apply now.At Quest Credit Union, we are committed to providing the tools to help you build a solid financial future. Your Quest savings account is the foundation of your credit union membership.


Regular Savings Money Market Youth Savings Christmas Club
$5 opening deposit & minimum balance $1,000 opening deposit & minimum balance $5 opening deposit & minimum balance Sets aside money for the holidays
Earns current rate of interest if minimum maintained Earns tiered rated of interest, if minimum maintained Earns current rate of interest on entire balance Earns current rate of interest if minimum maintained
Dividends paid monthly Dividends paid monthly Dividends paid monthly Dividends paid monthly
    Free Moonjar Moneybox No service charge

Regular Savings

This savings account is considered your primary Quest account. It takes just $5 to start and earns the current rate of interest.

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Money Market

Money Market Gold accounts are for members who would like to earn a higher rate of return based on their average daily balance, but still have the option to write a few checks each month.

  • No monthly service charge if min. balance maintained; $5 per month if min. balance not maintained.
  • Minimum opening deposit of $1,000
  • Minimum daily balance of $1,000.00 must be maintained for the account to earn interest
  • Up to six withdrawals or transfers per month*
  • Dividends earned on daily balance, paid monthly. See current rates.
  • Direct deposit of Social Security, other government checks, and payroll checks available
  • Deposits permitted at any time, in any amount
  • Liquidity and access to funds without penalties for early withdrawal
  • Custom-printed checks in a variety of styles, at a minimum charge
  • Free Quest Mobile App with Mobile Deposit
  • Free Online Banking
  • Free E*Alerts
  • Free online check imaging


*Withdrawals and transfers to another credit union account or to a third party by means of a pre-authorized, automatic, or computer transfer or telephonic order or instruction. No more than three of the six transfers may be made by check, draft, or similar order to a third party.

Christmas Club

The Christmas Club is a favorite way for members to ensure they have the means to pay for the holidays.

  • Account sets aside money for the holidays
  • Earns current rate of interest if minimum balance maintained
  • Dividends paid monthly
  • No service charges
  • Direct deposit available

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Kids' Shoot for the Moon Account

Shoot for the Moon Savings AccountBring financial literacy home! When we teach Save, Spend and Share with the same repetition and vigor that we teach Stop, Look and Listen, our world will be on its way to financial stability.

Moonjar Moneybox comes from the idea of “Shooting for the Moon” and creating Big Dreams, along with the ancient custom of placing hopes and dreams in a jar. Our pre-assembled, colorful Moonjar Moneybox shows kids how to plan for the future and build their dreams by learning to Save, Spend and Share. It’s a great allowance tool, too!

The Shoot for the Moon savings account provides younger members with a solid foundation for lifelong financial values.

The account features:

  • Initial deposit of $5.00
  • Minimum balance of $5.00 total
  • Three segments for Saving, Spending and Sharing
  • Earns current rate of interest on entire balance
  • Dividends paid monthly on each account
  • Free Moonjar Moneybox

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Share Certificates

If you're looking for a safe, secure investment that won't be impacted by financial market fluctuations, consider a Quest Share Certificate. Your principal is guaranteed by the National Credit Union Administration and you'll earn a guaranteed interest rate on your money. 

Individual Retirement Accounts

A personal retirement plan where a certificate of deposit or savings account is the saving instrument used to accumulate the deposits. Quest offers Traditional, Roth and Educational IRAs. 

Educational Savings

Coverdell Education Savings Account (CESA) helps save for children’s educational needs. Educational expenses are easy with tax-free withdrawals.

  • Purpose is saving for educational needs
  • Child must be a member of CUA and under age 18
  • No age restrictions with children having special needs
  • Tax-free withdrawals if used for education expenses

Additional Information

For more information about Certificates, IRAs and Educational Savings, contact your local Quest Center or our Call Center at 785-233-5556 or 1-800-432-2470.