Share Rates

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Share Accounts
Account Type Amount Rate APY
Regular $25 0.150% 0.150%
High Yield $2,500 to < $9,999 0.050% 0.050%
  $10,000 to < $25,000 0.200% 0.200%
  $25,000 to < $50,000 0.300% 0.300%
  $50,000 + 0.449% 0.450%
Christmas Club $25+ 0.150% 0.150%
Youth Savings $25+ 0.150% 0.150%
IRA $25+ 0.747% 0.750%
Share Certificates
Account Type Term Rate APY
Share Certificates 3 Months 0.150% 0.150%
  6 Months 0.200% 0.200%
  12 Months 0.399% 0.400%
  14 Months 0.449% 0.450%
  18 Months 0.499% 0.500%
  24 Months 0.598% 0.600%
  30 Months 0.698% 0.700%
  36 Months 0.995% 1.000%
  48 Months 1.193% 1.200%
  60 Months 1.490% 1.500%
Checking Accounts
Account Type Balance Rate APY
Interest Checking $25 0.100% 0.100%
iDeal Checking - See Qualifications Qualifying accounts up to $10,000 2.472% 2.500%
  Qualifying accounts, paid on portion of balance above $10,000 0.250% 0.250%
  Non-qualifying accounts 0.050% 0.050%
Money Market $1,000 - $9,999.99 0.050% 0.050%
  $10,000 - $24,999.99 0.200% 0.200%
  $25,000 - $49,999.99 0.300% 0.300%
  $50,000 - $99,999.99 0.449% 0.450%
  $100,000 + 0.499% 0.500%

*Annual Percentage Yield (APY) and terms subject change. Must credit qualify. For more information on account qualifications, the following pages: Membership Eligibility, Checking Accounts, Savings Accounts.

Effective January 1, 2015, the state of Kansas has changed its IRA state withholding rate from 5.0% to 4.5%. For members living in the State of Kansas and receiving IRA scheduled payments, Quest cannot automatically update your tax withholding elections. If you would like to modify the rate withheld from your periodic payments to 4.5%, please contact a Member Service Representative.